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Last Updated: May 16, 2026 | Effective Date: January 1, 2024
Welcome to the website of Cabot Wealth Management Inc ("Cabot Wealth," "we," "us," or "our"). By accessing or using our website at www.cabotwealthmgtinc.com (the "Site"), our client portal, mobile applications, or any other digital platform we operate (collectively, the "Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to all of these Terms, you must not access or use our Services.
These Terms constitute a legally binding agreement between you ("User," "you," or "your") and Cabot Wealth Management Inc, an SEC-registered investment adviser with its principal office at 216 Essex St, Salem, MA 01970, USA, and a branch office at 5th St, Sandown, Sandton, 2031, South Africa. Our SEC registration number is CIK 1016683.
We reserve the right to modify these Terms at any time. Changes will become effective upon posting the revised Terms on our Site with an updated "Last Updated" date. Your continued use of the Services after any such changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically to stay informed of any updates.
Cabot Wealth Management Inc provides investment advisory and financial planning services to individuals, families, businesses, and institutional clients. Our Services include, but are not limited to:
The specific services available to you depend on the advisory agreement you have executed with us. Nothing on this Site constitutes an offer to provide any particular service, and all services are subject to the terms of the applicable advisory agreement.
By using our Services, you represent and warrant that:
If you are using the Services on behalf of an organization, you further represent and warrant that you have the authority to bind that organization to these Terms.
To access certain features of our Services, including our client portal, you may be required to create an account. You are responsible for:
We reserve the right to suspend or terminate your account if we reasonably believe that your account has been compromised or is being used in violation of these Terms.
All content, materials, and intellectual property displayed on our Site and within our Services are owned by or licensed to Cabot Wealth Management Inc. This includes, but is not limited to:
You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, or otherwise exploit any of our intellectual property without our prior written consent. Limited, non-exclusive, non-transferable use of certain content is permitted for your personal, non-commercial purposes only, provided that all copyright and proprietary notices are retained.
Any feedback, suggestions, or ideas you provide regarding our Services shall be deemed non-confidential and may be used by us without restriction or compensation to you.
When using our Services, you agree not to engage in any of the following activities:
IMPORTANT: PLEASE READ THIS SECTION CAREFULLY.
The information provided on this Site — including articles, market commentary, research reports, newsletters, calculators, and other content — is for general informational and educational purposes only. Nothing on this Site constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation to purchase or sell any security, investment product, or investment strategy.
No content on this Site should be construed as personalized investment advice, tax advice, or legal advice. Investment advisory services are provided only through a written advisory agreement executed between you and Cabot Wealth Management Inc. Before making any investment decision, you should consult with a qualified financial advisor who can evaluate your personal financial situation, investment objectives, and risk tolerance.
Past performance of any investment, investment strategy, or portfolio model is not indicative of future results. The performance data presented on this Site represents historical performance only and should not be interpreted as a guarantee or prediction of future returns. All investments involve risk, including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
Securities markets are subject to significant fluctuations in value. The value of your investments may go down as well as up, and you may not receive back the amount originally invested. Factors that may affect the value of your investments include, but are not limited to: general economic conditions, changes in interest rates, inflation, currency fluctuations, political events, regulatory changes, and market sentiment.
Cabot Wealth Management Inc does not guarantee any specific rate of return, level of performance, or investment outcome. Any projections, estimates, or hypothetical returns presented on this Site are for illustrative purposes only and are based on assumptions that may not reflect actual market conditions.
Market data, financial news, and other third-party information displayed on this Site is provided for informational purposes only and may be delayed. We do not warrant the accuracy, completeness, or timeliness of third-party data and are not responsible for any errors or omissions in such data.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CABOT WEALTH MANAGEMENT INC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, AND SERVICE PROVIDERS (COLLECTIVELY, THE "RELEASED PARTIES") SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF BUSINESS OPPORTUNITY, OR LOSS OF GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES, REGARDLESS OF THE CAUSE OF ACTION OR THE THEORY OF LIABILITY, EVEN IF THE RELEASED PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE RELEASED PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SERVICES EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO CABOT WEALTH FOR THE SERVICES DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).
This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if Cabot Wealth has been advised of the possibility of such damage. Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitations may not apply to you to the extent prohibited by law.
You agree to indemnify, defend, and hold harmless Cabot Wealth Management Inc, its officers, directors, employees, agents, affiliates, and service providers from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with:
Cabot Wealth reserves the right to assume exclusive defense and control of any matter subject to indemnification, and you agree to cooperate fully with our defense of such claims. We will use reasonable efforts to notify you of any such claim, but our failure to provide such notice shall not relieve you of your indemnification obligations.
Our Site may contain links to third-party websites, applications, and services that are not owned or controlled by Cabot Wealth Management Inc. These links are provided solely as a convenience to you and do not constitute an endorsement by us of the content, products, or services available from such third-party resources.
We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You access third-party websites at your own risk, and you should review the terms of use and privacy policies of any third-party site before using it. We are not responsible for any damage or loss caused by or in connection with your use of any third-party content, goods, or services.
Third-party links on our Site may include, but are not limited to, links to custodian websites (e.g., Charles Schwab, Fidelity), financial data providers (e.g., Morningstar, Bloomberg), regulatory agencies (e.g., SEC, FINRA), and social media platforms.
We reserve the right to terminate or suspend your access to our Services, without prior notice or liability, for any reason, including but not limited to:
Upon termination, your right to use the Services will immediately cease. All provisions of these Terms that by their nature should survive termination — including, without limitation, the Investment Disclaimer, Limitation of Liability, Indemnification, Governing Law, and Dispute Resolution sections — shall survive termination.
Termination of your access to our website or client portal does not terminate your advisory agreement with Cabot Wealth. To terminate your advisory relationship, you must follow the procedures outlined in your advisory agreement, which typically requires written notice delivered to our office.
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, United States of America, without regard to its conflict of law provisions. You agree that any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the federal or state courts located in Essex County, Massachusetts, and you consent to the personal jurisdiction of such courts.
Notwithstanding the foregoing, disputes arising from our advisory services may be subject to arbitration as required by the terms of your advisory agreement or as mandated by the SEC, FINRA, or other regulatory bodies. In such cases, the arbitration provisions of your advisory agreement shall control.
For disputes involving our South Africa branch office, the laws of the Republic of South Africa may apply to the extent required by the Financial Sector Conduct Authority (FSCA) or other South African regulatory bodies.
We are committed to resolving disputes promptly and fairly. In the event of a dispute arising out of or related to these Terms or your use of the Services, the following procedures shall apply:
You agree to first attempt to resolve any dispute by contacting us directly. We will attempt to resolve your concern informally within 30 days. You may submit your concern in writing to our Chief Compliance Officer at the address provided in Section 16 or via email at support@cabotwealthmgtinc.com.
If the dispute cannot be resolved informally, either party may request mediation. Mediation shall be conducted by a mutually agreed-upon mediator, with the costs shared equally between the parties. Mediation shall take place in Salem, Massachusetts, or at another mutually convenient location.
If mediation is unsuccessful, the dispute shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. The arbitration shall be conducted by a single arbitrator with experience in securities law and investment advisory matters. The arbitration shall take place in Boston, Massachusetts. The arbitrator's decision shall be final and binding, and judgment upon the award may be entered in any court of competent jurisdiction.
Nothing in these Terms prevents you from filing a complaint with the Securities and Exchange Commission, the Financial Industry Regulatory Authority (FINRA), or your state securities regulator. You may also file a complaint with the Financial Sector Conduct Authority (FSCA) in South Africa for matters related to our South Africa branch operations.
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect the validity or enforceability of the remaining provisions of these Terms. The remaining provisions shall continue in full force and effect, and the invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving the original intent of the parties.
Specifically, if the limitation of liability or indemnification provisions are found to be unenforceable, the liability of Cabot Wealth Management Inc shall be limited to the maximum extent permitted by applicable law.
These Terms of Use, together with our Privacy Policy and Disclosures, constitute the entire agreement between you and Cabot Wealth Management Inc regarding your use of the Services, and supersede all prior or contemporaneous communications, representations, or agreements (whether oral, written, or electronic).
These Terms do not modify or replace the terms of any advisory agreement you have entered into with Cabot Wealth. In the event of a conflict between these Terms and your advisory agreement, the terms of the advisory agreement shall control with respect to the advisory services described therein.
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of Cabot Wealth Management Inc.
If you have any questions or concerns about these Terms of Use, please contact us:
Cabot Wealth Management Inc
216 Essex St, Salem, MA 01970, USA
Phone: +1 (978) 745-1700
Email: info@cabotwealthmgtinc.com
Support: support@cabotwealthmgtinc.com
South Africa Branch Office
5th St, Sandown, Sandton, 2031, South Africa
For compliance-related inquiries, please direct your written request to our Chief Compliance Officer at the address above.
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